Websites for Personal FinanceGovernment websites that provide individual and family budgeting information and more:
USA Government-Personal Finance
Federal Trade Commission
Federal Reserve - Consumer Info.
Other useful personal finance websites:
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Compare credit card rates and offerings.
Receive your free annual credit report.
Review your financial advisor's history.
The Alexandrite Group Newsletter: Money Coaching Tips and IdeasOur newsletters are filled with helpful information and useful tips on keeping your financial house in order.
Money Tip 1
Don’t spend more than you earn. If you spend more than you earn, you will never be able to save money for the future.
Money Tip 2
Live below your means. For example, if you earn $80,000 and spend $60,000, it counts twice in your favor. You can save more and you will not need as much money to live.
Money Tip 3
Pay yourself first. Put aside money in a separate savings account before you pay any of your bills. Have a set amount automatically transferred every month.
Money Tip 4
Prepare a spending plan that includes your short-term and long-term financial goals. The plan must include all of your expenses and all sources of income.
Money Tip 5
Don’t sacrifice your retirement savings to pay for college or current expenses unless it is a dire emergency. There is always money available to pay for schooling and most emergencies. You cannot borrow for retirement.