When searching online for help with your overspending, most will look for how to budget. Few will consider how to prepare a spending plan. On the surface, a spending plan and a budget may seem to be the same. They are not. This post will propose that having spending plan is better than a […]
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Book Review: “Smart Couples Finish Rich” by David Bach
Smart Couples Finish Rich: 9 Steps to Creating a Rich Future For You and Your Partner, revised by David Bach Do you find yourself constantly arguing with your partner about finances? Perhaps not too surprisingly, this is one of the main factors leading to discontent in marriages. In Smart Couples Finish Rich, David Bach tries […]
Read MoreWhy Prepare a Personal Income and Expense Statement?
Why Prepare a Personal Income Statement? Preparing an income statement will answer a very important question – Are you spending more than you are earning? In addition, a personal income statements offers the key to understanding your current financial spending and where you can make positive decisions to improve your situation. It is the starting […]
Read MoreWhat Should I Do With Inherited Money?
As we age, it becomes more likely that we will inherit money. It can be from a parent, grandparent or even a close friend. The circumstances in which you inherit money can be trying enough. Don’t let inheriting money cause you any additional stress. This article will discuss the first steps to take should you […]
Read MoreBook Review: “The 2% Rule to Get Debt Free Fast” by Alex & Cassie Michael
The 2% Rule to Get Debt Free Fast: An Innovative Method to Pay Your Loans Off For Good by Alex & Cassie Michael As the summer winds down, families turn their attention towards returning to work or starting a new school year. As this new phase of the year begins, consider this an opportune time […]
Read MoreCreating A Personal Net Worth Statement
How Do I Calculate My Net Worth? And why it might be more important than what you are earning A net worth statement is one of three statements that are critical to understanding your financial situation. A cash flow statement which is used to help with the timing of income and paying bills on time. […]
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