Fall is a favorite time of year for many people. The nice weather and beautiful scenery make it an ideal season for outdoor activities. Fall also provides some great opportunities for saving on travelling. There are many ways to fully enjoy a fall vacation without spending too much money. Money Saving Tips for Your Fall […]
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Buying Time, Not Things, will Improve your Mood
Money may not buy happiness. However, it can buy us time which can lead to more happiness. That is according to a recent Wall Street Journal article based upon several studies. The article caught my eye, because I have been recently thinking about this very topic. Here are my thoughts on how to decide whether […]
Read MoreIs Leasing or Buying a Car Better for My Credit?
Is it Better to Lease or Buy a Car? How Will it Impact my Credit Score? This seems to be an ongoing debate and a common discussion whenever someone finds out I am a professional money coach and budget advisor. It seems that most people truly feel leasing a car is the best option. Here […]
Read MoreBeware of Debt Consolidation Companies
A common question I am asked is what’s the difference between credit counseling and debt consolidation. These are entirely different concepts. Through credit counseling, you will learn how to solve your debt problems. You will also learn how to change your habits and hopefully avoid similar problems going forward. Debt consolidation removes your outstanding debt, […]
Read MoreYour Holiday Budgeting Guide
Tips for 2017 Holiday Budgeting The holiday season can create complications for your normal personal budgeting plan. This time of the year you can find all sorts of suggestions on how to control your holiday spending. It can be a little challenging writing about a creative solution. Hopefully, this article will offer a slightly different […]
Read MoreMisuse of Interest Free Financing
What does a replacement HVAC system and $400 luxury sheets have in common? Other than being able to use your luxury sheets when your heat or air-conditioning is working properly? You can make both of these purchases by receiving an interest free financing loan. I have always been leery of interest free financing loan. It’s […]
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