Conscious Money Choices
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A Home Renovation Can Make Your Housing Expenses to be More Than Half Your Take-Home Pay If your home renovation has caused your monthly housing expenses to more than or close to 50% of your take-home pay, you need to reassess your living conditions. It may mean that you need to move to a less […]
Read MoreMarriage requires commitment and open communications. However, there are many topics that are quite difficult for couples to discuss. As an example, money and financial woes, remains one of the top reasons for divorce. This article will highlight 6 money topics you should discuss before marriage along with setting a few rules to keep the […]
Read MorePhysical Clutter = Financial Clutter Being uninterested in buying things, thus having a clutter-free home, has been personally great for my bank account. Apparently, decluttering, is suddenly the latest craze due to the best-selling author, Marie Kondo. She even stars in a Netflix series called Tidying Up. Understanding how decluttering will save you money might […]
Read MoreHow to Make a Yearly Budget from Your Annual Spending One of the ways to make a budget is to use your past spending as the basis for the current year. An added benefit of making a budget by this method is that it offers you a chance to reflect on your prior year’s spending. […]
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Should I Pay for a Storage Unit? The short answer is maybe. If you need one, it’s estimated there are between 44 – 52,000 facilities in the country for you to store your things. Approximately 9% of households rent a storage unit costing an average of $91/month. (Sparefoot) Paying for storage is a growing trend […]
Read MoreThere will always be people who try to get you to part with your money. Scams and the artists who run them manage to find clever ways to make you believe their scam is legit. Everyone from all walks of life including well-educated people are drawn in. You only need to have heard about Bernie […]
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