Physical Clutter = Financial Clutter Being uninterested in buying things, thus having a clutter-free home, has been personally great for my bank account. Apparently, decluttering, is suddenly the latest craze due to the best-selling author, Marie Kondo. She even stars in a Netflix series called Tidying Up. Understanding how decluttering will save you money might […]
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Build a Budget from Your Annual Spending
How to Make a Yearly Budget from Your Annual Spending One of the ways to make a budget is to use your past spending as the basis for the current year. An added benefit of making a budget by this method is that it offers you a chance to reflect on your prior year’s spending. […]
Read MoreShould I Pay for Storage?
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Should I Pay for a Storage Unit? The short answer is maybe. If you need one, it’s estimated there are between 44 – 52,000 facilities in the country for you to store your things. Approximately 9% of households rent a storage unit costing an average of $91/month. (Sparefoot) Paying for storage is a growing trend […]
Read MoreIs This A Scam?
There will always be people who try to get you to part with your money. Scams and the artists who run them manage to find clever ways to make you believe their scam is legit. Everyone from all walks of life including well-educated people are drawn in. You only need to have heard about Bernie […]
Read MoreBook Review: “Get a Financial Life” By Beth Kobliner
Get a Financial Life: Personal Finance in Your Twenties and Thirties By Beth Kobliner Like many young adults, maybe you’ve recently come out of the academic pipeline feeling a bit uneasy about your financial knowledge and confidence in being able to handle your affairs. In Get a Financial Life, Beth Kobliner aims to give such […]
Read MoreSeeking Financial Counseling
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Seeking Financial Counseling There are many reasons why a potential client will contact me. Some are not sure whether they have found the right place. This article is based upon actual email correspondence between a worried and stressed husband and myself. It illustrates the type of issues you may encounter and what you can do […]
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