Common Questions About Budgets There are many aspects and things to consider when preparing a budget which means there are lots of questions about budgets. Recently, a high school senior who was working on a school project, contacted me. This article is based upon his questions and my responses. I thought the questions about budgets […]
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Your Holiday Budgeting Guide
Tips for 2019 Holiday Budgeting The holiday season can create complications for your personal budgeting plan. This time of the year, you can find all sorts of suggestions on how to control your holiday spending. It can be a little challenging writing about creative solutions. Hopefully, this article will offer a slightly different perspective. First, […]
Read MorePersonal Finance is Like Dieting
Personal Finance Is Like Dieting Has it occurred to you that personal finance and dieting are very similar? It did to me as I was walking to the library to write an article the other day. Following the basic concepts of personal finance management has not been difficult for me. However, staying at a weight […]
Read MoreA Budget is Unnecessary
A Budget is Unnecessary I am going to make a bold statement. A budget is unnecessary. A budget is one of several financial reports, i.e. net worth, income and expense, and cash flow, that can be used to help guide you and your family on how to allocate your income. A budget will not […]
Read MoreHow to Avoid Vacation Overspending
How Avoid Vacation Overspending One way to avoid vacation overspending is to NOT to use your credit card for all of your vacation expenses. This article will highlight why using your credit card can lead to vacation overspending and why the points are not worth the risk. Hopefully, it will answer the question, are you […]
Read MoreCan Small Spending Habits Hurt Your Budget?
Small Spending Habits Can Damage Your Budget Small spending habits, have an cumulative effect which can make a big difference in your budget. It’s not about the occasional minor purchases or even one daily spending routine. (I had one client who had to make at least one small purchase under $5 every working day. That’s […]
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