How to Fix 5 Common Budgeting Excuses Personal budgeting, typically, is usually high on the list of things we don’t want to do. Because it is something we don’t want to do, there are all sorts of budgeting excuses. Sadly, these excuses can prevent us from addressing our personal finance challenges. This article will address […]
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Spending Too Much on Your Home
Are You Spending Too Much on Your Home? I recently wrote about how home renovations can cause your monthly housing expenses can cause your housing expenses to tip over 50% of your take-home pay. The cost of the renovation or remodeling can and likely will cost more than you expect. In addition, you will likely […]
Read MoreIs Your Housing More Than 50% of Your Take-Home Pay?
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A Home Renovation Can Make Your Housing Expenses to be More Than Half Your Take-Home Pay If your home renovation has caused your monthly housing expenses to more than or close to 50% of your take-home pay, you need to reassess your living conditions. It may mean that you need to move to a less […]
Read MoreWhy It’s Important to Talk About Money Before Marriage
Marriage requires commitment and open communications. However, there are many topics that are quite difficult for couples to discuss. As an example, money and financial woes, remains one of the top reasons for divorce. This article will highlight 6 money topics you should discuss before marriage along with setting a few rules to keep the […]
Read MoreHow Decluttering Can Save You Money
Physical Clutter = Financial Clutter Being uninterested in buying things, thus having a clutter-free home, has been personally great for my bank account. Apparently, decluttering, is suddenly the latest craze due to the best-selling author, Marie Kondo. She even stars in a Netflix series called Tidying Up. Understanding how decluttering will save you money might […]
Read MoreBuild a Budget from Your Annual Spending
How to Make a Yearly Budget from Your Annual Spending One of the ways to make a budget is to use your past spending as the basis for the current year. An added benefit of making a budget by this method is that it offers you a chance to reflect on your prior year’s spending. […]
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