When searching online for help with your overspending, most will look for how to budget. Few will consider how to prepare a spending plan. On the surface, a spending plan and a budget may seem to be the same. They are not. This post will propose that having spending plan is better than a […]
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5 Steps to Help Stop Living Paycheck to Paycheck
Are you among the growing trend of households who are high-income earners but are living paycheck to paycheck? It is likely you have little or no savings, except for your retirement account. However, if you had a minor emergency, you would not have any extra funds to pay for it. You may be wondering what […]
Read MoreWhy Do We Overspend?
How Can I Spend Less Money? This is a frequent topic of conversation with friends. They think it is as simple as cutting a cable bill or cancelling a gym membership. But these casual conversations rarely venture into why someone might overspend. Getting to the root of overspending, especially for anyone who is earning a […]
Read More4 Bad Spending Habits and How to Break Them
The problem with habits is that they come naturally to us and can be hard to break unless we really make an effort. Sometimes we do things without even thinking, to our own detriment. If you feel like you are having money trouble when you shouldn’t, perhaps you need to take a look at your […]
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